Scottish independence: Payday loan interest rates 'to be capped' post-Yes

Interest rates on payday loans would be capped in an independent Scotland, according to Finance Secretary John Swinney.

He made the pledge as he outlined plans for a reformed system of consumer protection after a Yes vote.

It would focus on tackling issues like payday loans, nuisance phone calls and postal delivery charges.

The UK government argues that the current system offers a consistent approach across all the nations.

Sharknado Causes Spike in Insurance Rates

In the wake of Sharknado — you know, the film about sharks getting sucked out of the ocean by a tornado, and then raining down on Los Angeles — homeowners have been in a panic over protecting their homes with proper insurance. Okay, not really — but they should be.

This Sunday comic shows that if people had just taken the Syfy Channel's campy hit movie to heart, and planned accordingly, they may have avoided the high cost of Sharknado-related damage.

Samsung Galaxy S4 Arrives in Purple This Fall

If you thought "orange is the new black," Samsung begs to differ. This fall, the tech giant will release its Galaxy S4 smartphone in "purple mirage" for Sprint customers.

The purple adds a pop of color to the Galaxy S4's current two-tone lineup of "black mist" and "white frost." The smartphone costs $199.99, with a two-year service agreement.

Samsung's Galaxy S4 boasts Android 4.2.2 Jelly Bean, a 13-megapixel rear camera, a two-megapixel front camera, a 5-inch screen and a 1.9GHz quad-core processor. On the Sprint network, the phone can access LTE speeds.

We wonder whether Yahoo employees might like this fitting color choice. What do you think about the purple Galaxy S4? Let us know in the comments.

Seven Ways to Manage Email So It Doesn't Manage You

Seven Ways to Manage Email So It Doesn't Manage You

I'm always struck by the number of people who complain about the amount of email they receive and how much they despise their inbox—not because their complaints aren't valid but because my own view couldn't be more different.

By design, my inbox has essentially become the central hub of my workflow—it's the way I routinely communicate and exchange information with our 4,300+ employees operating in 26 cities around the world. That's not to say I've always been a fan of email, or that I haven't had my own Sisyphean inbox experiences. However, over the years I've developed several practical guidelines that have enabled me to manage my inbox effectively and ensure it's not managing me.

iPad vs. iPad Mini: Which Should You Buy?

When Apple announced the release of the fourth-generation iPad — often called the iPad 4, or iPad with Retina display — in October 2012, many consumers felt angered by the rapid replacement of the very similar iPad 3 ("the new iPad"). Still, you only needed to decide whether or not to upgrade to the slightly more powerful device — and if you had recently dished out hundreds of dollars for the iPad 3, the decision wasn't very difficult.

But in the same announcement, Apple introduced the iPad mini — an arguably game-changing miniature tablet that made consumers rethink how and why to use their mobile devices. As a result, especially for people looking to buy their first tablets, the decision process became complicated.

We've prepared this guide to help you decide whether the latest iPad or iPad mini is right for you. Like all gadgets, it ultimately comes down to preference — that is, how you plan to use your tablet — but there are plenty of specs to help you choose.

Larry Ellison Opens Up About Steve Jobs' Last Days

Steve Jobs

Few people knew Steve Jobs better than Oracle founder Larry Ellison. The two were friends for more than two decades and lived next door to each other for a time. Now, Ellison is opening up about the Apple cofounder's final days battling pancreatic cancer.

"We'd always go for walks, and the walks just kept getting shorter," Ellison told Charlie Rose in a CBS This Morning interview that aired Tuesday. "Until near the end we'd kind of walk around the block or maybe — maybe four blocks, something like that. And you just watched him getting weaker."